About the Programme

This module provides learners on the principles and basic processes in financing origination and credit management within a financial institution.

Learning Outcomes

At the end of the module, learners should be able to:

• Outline the concepts and principles of credit practices in Islamic banks;
• List the required customers’ information needed for credit verification;
• Explain the basic knowledge and skills in credit evaluation;
• Explain the basic knowledge and skills in security management for Islamic banks in line with the purpose of obtaining financing;
• Restate the concepts used in financial statements;
• Discuss the methods of quantitative and qualitative analysis in the credit evaluation process; and
• Outline the main structure and guidelines in preparing good credit reports.

Learning Topics

• Topic 1: Introduction to Credit
• Topic 2: Financing Customer and Credit Information
• Topic 3: Credit Risk Assessment
• Topic 4: Financing and Security Documentation
• Topic 5: General Accounting and Financial Statements
• Topic 6: Quantitative and Qualitative Analysis
• Topic 7: Credit Report Writing